Combatting the effects of redlining in Louisville (Spectrum News)


PUBLISHED 7:19 PM ET APR. 24, 2023

LOUISVILLE, Ky. — The Louisville Affordable Housing Trust Fund is dedicating $12 million to combat the effects of redlining in the city.

What You Need To Know

  •  Louisville Affordable Housing Trust Fund is dedicating $12 mil toward housing loans in redlined neighborhoods
  •  A program called REVERT will help interested home owners rehabilitate, demolish or build new homes in historically redlined neighborhoods
  • The program will giver up to $50,000 in forgiveable loans for applicants who meet the requirements.

Louisville program plans to provide 200 families $50,000 each to improve homes in previously redlined areas (WDRB)

LOUISVILLE, Ky. (WDRB) — A new program launching in Louisville is offering up to $50,000 to 200 families to clean up and and purchase homes in neighborhoods there were previously affected by redlining. 

According to the Louisville Affordable Housing Trust Fund, redlining is defined as, “a discriminatory practice of denying or offering less favorable loans for housing to people in certain neighborhoods or areas based on their demographics or perceived risk.” The fund goes on to state that the practice, “contributed to the racial segregation and inequality that shaped the way America looks today.”

The term originated in the 1930s when the fund said lenders would draw red lines on maps to mark areas they would avoid.

Metro Council Committee Advances Budget That Preserves Police Funding

When Louisville Mayor Greg Fischer proposed a continuation budget in April, it was with the assumption that the coronavirus pandemic would decimate city revenues. At the time, mass protests for racial justice and accountability in the case of the police killing of Breonna Taylor were weeks away.

Since that initial proposal, new information and new demands particularly from Black Louisvillians have emerged.

Metro Council’s budget committee unanimously passed amendments to the Mayor’s proposed operating and capital budget Monday that attempt to address some of those concerns.

How Louisville’s Budget Reduction Affects Vulnerable Residents

Louisville Metro Council approved a budget Tuesday that trims more than $25 million from the city’s budget starting July 1. The cuts span across city departments affecting public safety and services that residents rely on every day. Host Jean West joined Ryan Van Velzer, who was at the Metro Council meeting Tuesday night, to discuss a few different programs that affect some of the city’s most vulnerable residents.

So on Tuesday night the Metro Council overwhelmingly approved the city’s largest budget cut since the Great Recession. Mayor Greg Fischer said the budget reflects the realities of the states increasing pension obligations.

The University of Louisville’s Commonwealth Institute of Kentucky releases a new report on Homelesnness: “Solving Street Homelessness in Louisville, KY: Improving the Climate of Care for Individuals Experiencing Homelessness” (June 11, 2019)

Commonwealth Institute of Kentucky
University of Louisville

Susan Buchino, PhD, OTR/L
Catherine Fosl, PhD
Lora Haynes, PhD
Kelly Kinahan, PhD
Linda Omer, PhD
Diane Zero, MEd

Homelessness is on the rise nationally, and it is among the most vexing of social problems, one that touches on aspects of virtually every other social policy in a given community and nation. The United States (U.S.) Department of Housing and Urban Development (HUD) defines homelessness as “sleeping in a place not meant for human habitation OR living in a homeless emergency shelter.”16 Not only does homelessness severely impact the wellbeing of the individuals and families experiencing it,

HOUSING FACT SHEET: Louisville Affordable Housing Trust Fund and Louisville CARES Program (June 2019)

The Louisville Affordable Housing Trust Fund (LAHTF) and Louisville Creating Affordable Residences for Economic Success program (CARES) are two distinct programs that work together with many partners in the Louisville area to provide quality, affordable housing. Each housing project is unique, complex and often depends on multiple funding streams to serve a range of incomes and tenants.

Since 2017, the LAHTF has received more than $22 million in funding for development projects and supportive housing grants that are located throughout Louisville. By Louisville Metro Ordinance, at least half of all funding MUST be used for families with household income equal to or less than 50% Area Median Income.

As Deadline Looms, Louisville Lawmakers Seek Consensus In Budget Fix

With less than two weeks to go before Metro Council members must decide whether to pass a version of the mayor’s proposed tax hike, lawmakers have yet to reach a consensus on the specifics.

At a special meeting at City Hall on Monday, most of the council’s 26 members gathered to discuss their ideas on how to address the projected budget shortfall the mayor’s office anticipates will amount to $65 million over the next four years. Mayor Greg Fischer and his allies blame the gap largely on an increasing state pension liability,

Area Developers Get $8.8M From Louisville Affordable Housing Trust Fund

Advocates say the city needs more affordable housing. Developers receiving funds this year from the Louisville Affordable Housing Trust Fund aim to deliver on that front.


Advocates say Louisville needs more affordable housing. Developers receiving funds this year from the Louisville Affordable Housing Trust Fund aim to deliver on that front.

The Trust Fund allocated nearly $8.8 million to developers who will create or preserve 1,115 units across Louisville, the city announced this week.

Metro Government To Hold Public Meetings On Housing Needs Assessment

Louisville Metro Government will host three public meetings this week on housing, aimed at developing a housing needs assessment for the city.



Louisville Metro Government will host three public meetings this week on housing, aimed at developing a housing needs assessment for the city.

Led by the Louisville Metro Office of Housing & Community Development, and the Louisville Affordable Housing Trust Fund, the assessment will examine housing market trends to determine what affording housing opportunities and concerns need to be addressed in Louisville.

To help all of us, Louisville must invest in public housing

Greg Fischer, Opinion contributor | Published 1:08 p.m. ET May 24, 2018

Our city is experiencing tremendous economic momentum:

• 72,000 new private sector jobs in the last seven years.

• 2,500 new businesses.

• Nearly $13 billion in capital investment.

• Wages are up. Unemployment is low, and thousands of jobs are open.

But like any city, we have challenges – like making sure that our prosperity benefits everyone. Being a city of compassion means we must be dedicated to ensuring that everyone has an opportunity to reach their full human potential.